JML Coin & Jewelry Estate Buyers (by appointment)

Collector notes

Visiting a coin shop

A few notes before you walk into JML Coin & Jewelry Estate Buyers (by appointment) in Fishers, IN. These rotate daily. They are general collector etiquette from CDXList — not this shop’s house rules. When something is unclear, ask the person at the counter.

1. 01

   This is a working shop, not a museum desk

   They will talk coins. They will not give a free seminar on forty pieces while a line forms. Pick your best questions. Buy a book if you want to learn the series. A dealer who teaches a little is being generous with the clock.

2. 02

   “Best I can do” is a sentence, not an insult

   They have to sell it, hold it, and stay in business. You can say no. You can ask if they can do better on part of the lot. You should not treat a firm number as a personal slight. A calm “I need to think about that” is enough.

3. 03

   Know roughly what you brought

   You do not need to be an expert. A simple list — silver dollars, a few proofs, a bag of wheat cents — helps. “I have no idea, you tell me” on a mixed box is fine once. It is harder when the box is huge and you cannot say what you want out of the visit.

4. 04

   Do not ask them to come out to the car

   Bring the coins inside. A dealer should not leave the store to look at a trunk. It is a safety issue for them and for you. If the lot is heavy, make two trips or ask if they have a cart. The work happens at the counter.

5. 05

   Do not assume every shop takes a credit card

   Many do. Some do not. Some take cards on retail and prefer another method when they are buying from you. None of that is a trick. Ask, “Do you take cards?” before you empty your wallet. If they say no, that is an answer, not a negotiation.