Polyak Precious Metals

Collector notes

Visiting a coin shop

A few notes before you walk into Polyak Precious Metals in San Francisco, CA. These rotate daily. They are general collector etiquette from CDXList — not this shop’s house rules. When something is unclear, ask the person at the counter.

1. 01

   If you are getting another offer, say so up front

   On a large lot it is fair to hear more than one shop. Tell them. A good dealer would rather know than spend an hour and find out you were only using them for a number. Do not treat a courtesy look as free inventory research for the next counter the same afternoon.

2. 02

   Count money together, then put it away

   Whether you are paying or getting paid, count at the counter where both of you can see. Then put it away. That protects you and the shop. If something is off, it is much easier to fix before anyone has left the glass.

3. 03

   Decide if you are selling all of it or part of it

   “I need this gone” and “I only want to sell the silver” lead to different offers. Decide before you sit down. Changing the goal halfway through wastes their time and yours. It is fine to keep a piece that is sentimental. Say which one.

4. 04

   No magnets, acids, or scratch tests on the pad

   The shop has the tools if a test is needed. Do not perform experiments on the glass. You can damage the coin and the counter. If you think something is fake, say why and let them look.

5. 05

   Bullion and collector coins are different conversations

   Melt moves with the market. A key date does not. Say what you think you have, then let them look. Mixing “it’s old so it must be rare” with a junk-silver bag slows everyone down. Sort in your mind: weight versus date.