UNIVERSAL GOLD SERVICES, LLC
Bay City, Michigan
Mon-Fri - 11:00 AM to 4:00 PM
- Address
- 205 Salzburg Avenue, Bay City, MI, 48706
- Phone
- (989) 488-1775
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Create a free account and tell the shop what you want — coins, bullion, a grade, a year, or a note. They email you when it comes in.
Your Trusted Partner for Gold, Silver, Coins, and More. Welcome to Universal Gold Services, LLC — your trusted and highest paying source for selling your Gold and Silver Jewelry! We also offer Award Winning access to our wholesale and retail bullion including gold, silver, platinum, coins, currency, and more in Michigan since 2011. Whether an experienced collector or a first-time buyer, we provide personalized guidance for all your bullion and coin needs.
Browse our inventory of precious metal products from the world’s top mints or arrange a consultation to sell your gold, silver, and collectibles for fair market value. We offer transparent, no-haggle pricing with integrity. As a family-owned shop, building lasting relationships and helping secure our customers’ financial futures is what drives us.
Come visit our store and experience the same award-winning service our clients enjoy. We look forward to answering your questions, assisting you in reaching your financial goals, and welcoming you into the Universal Gold Services Coin & Bullion family!
Dealer location
Shop address — not a coin show venue.
Collector notes
Visiting a coin shop
A few notes before you walk into UNIVERSAL GOLD SERVICES, LLC in Bay City, MI. These rotate daily. They are general collector etiquette from CDXList — not this shop’s house rules. When something is unclear, ask the person at the counter.
Never step behind the counter
That side of the glass is staff only — even if you “just want to show them something in better light.” Hand the coins across. Wait to be invited if they have a viewing area. Crossing the rail uninvited is how visits end early.
Ask before you touch anything in the case
The dealer will hand you a coin or put it on a pad. Do not reach into a tray or slide a slab toward yourself. Handle coins by the edges if they are raw. If you drop something, say so immediately.
Follow the house rules without a debate
Bags on the floor, backpacks zipped, one person at the glass — shops set these for a reason. Argue about it and the visit is already off. If a rule is unclear, ask. If it is clear, do it.
If you are getting another offer, say so up front
On a large lot it is fair to hear more than one shop. Tell them. A good dealer would rather know than spend an hour and find out you were only using them for a number. Do not treat a courtesy look as free inventory research for the next counter the same afternoon.
If you set a time, be on it
Some shops work by appointment on bigger lots. Be on time. Call if you are late or cannot come. The slot they held is time they did not give someone else. Reliability gets you invited back.

