Steve's Coins
Effingham, Illinois
- Address
- 730 East Fayette Avenue, Effingham, IL, 62401
- Phone
- (217) 347-3050
Steve's Coins in Effingham, Illinois is a U.S. Coins, Bullion dealer listed on CDXList.com. Contact the shop for current inventory, buy/sell pricing, and hours.
Dealer location
Shop address — not a coin show venue.
Collector notes
Visiting a coin shop
A few notes before you walk into Steve's Coins in Effingham, IL. These rotate daily. They are general collector etiquette from CDXList — not this shop’s house rules. When something is unclear, ask the person at the counter.
Ask how this shop likes to pay and get paid
Cash, debit, credit, check, and wire are not universal. Some counters are cash-friendly on bullion. Some run cards every day. Some write a check on a larger buy. Ask before you assume. Have a backup so a good deal does not stall over the last step.
Know roughly what you brought
You do not need to be an expert. A simple list — silver dollars, a few proofs, a bag of wheat cents — helps. “I have no idea, you tell me” on a mixed box is fine once. It is harder when the box is huge and you cannot say what you want out of the visit.
If you feel rushed, you can pause
You are allowed to say you need a minute. You are allowed to pack up and think. You are not required to decide while someone is waiting behind you — step aside and let them go. A good shop would rather you be sure than sorry.
“Best I can do” is a sentence, not an insult
They have to sell it, hold it, and stay in business. You can say no. You can ask if they can do better on part of the lot. You should not treat a firm number as a personal slight. A calm “I need to think about that” is enough.
Do not crack a graded holder in the shop
PCGS, NGC, ANACS, and CAC holders are part of the product. Opening one at the counter to “see it better” can wreck the value. If you want it out, that is a decision you make at home, not a demonstration.