Universal Coin & Bullion

Collector notes

Visiting a coin shop

A few notes before you walk into Universal Coin & Bullion in Miami, FL. These rotate daily. They are general collector etiquette from CDXList — not this shop’s house rules. When something is unclear, ask the person at the counter.

1. 01

   Wait your turn at the counter

   A coin shop is not a buffet line. The person already at the glass is in a private conversation. Stand back, keep your box closed, and wait to be invited forward. Jumping in with “real quick” questions while someone is selling a collection is the fastest way to start a visit on the wrong foot.

2. 02

   Stay with your coins

   Do not leave a box on the counter and wander the cases. Do not ask the dealer to watch your bag while you go to the car. Your lot stays in front of you until the deal is done or you pack up. That is how both sides stay comfortable.

3. 03

   Ask if they buy the whole lot or select pieces

   Some shops write one number for the box. Some pull the coins they can use. Neither is wrong. Ask which they do before they start. If you need everything gone today, say that. If you only want to sell the silver, say that too.

4. 04

   Lunch and after-work can stack the counter

   Local shops get a rush when people are off the clock. If you have a box, those windows are the wrong time to expect a leisurely offer. Call and ask when they can sit with it. Most dealers would rather schedule you than rush you.

5. 05

   Bullion and collector coins are different conversations

   Melt moves with the market. A key date does not. Say what you think you have, then let them look. Mixing “it’s old so it must be rare” with a junk-silver bag slows everyone down. Sort in your mind: weight versus date.